Our loan

We offer small loans from $200 to $2,000 with repayment options ranging from three months to one year (without the hidden costs). The repayment options are flexible so you can pay early and as often as you like with no extra fees to help you stay in control. 

Most loans are approved within two hours, we’ll have the money in your bank account as soon as possible – usually within two business days!

How it works

Step 1: Apply online.

To be eligible, you need a minimum annual income of $30,000 (excluding government benefits) before tax to apply. Also, no more than 50% of your total income can come from government benefits. Check out our Frequently Asked Questions for the full eligibility criteria.

At a minimum, you will need to supply:

  • Electronic proof of identification details i.e. Medicare card, Driver’s license, Passport etc. 
  • At least 90 days of bank statements.  You can supply these electronically or manually and you’ll find instructions on how to supply these in the application form
  • All supporting documents supplied must be in your personal name. We do not process to business or company accounts.

Step 2: We assess your application.

Most loans are approved within two hours, once we have all the information we need.

Step 3: Access your funds.

Once your loan is approved, it generally takes up to two business days to deposit the funds into your bank account after your contract has been signed and confirmed.

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